:root{--navy:#0a1f44;--navy2:#12305f;--gold:#d8a63f;--ink:#12233f;--mut:#5a6b8c;--bg:#f4f7fc;--card:#fff;--line:#dce4f2;--up:#1aa260;--down:#d64545}
*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:"Segoe UI",system-ui,sans-serif;line-height:1.65}
a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
header.site{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:2px solid var(--gold)}
.top{display:flex;align-items:center;justify-content:space-between;height:66px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.2rem;color:#fff}
nav.main{display:flex;gap:16px;align-items:center;font-size:.93rem;font-weight:600}
nav.main a{color:#c6d4f0}nav.main a:hover,nav.main a.active{color:var(--gold)}
.nav-toggle{display:none;background:none;border:0;font-size:1.6rem;color:#fff;cursor:pointer}
.btn{display:inline-block;background:var(--gold);color:var(--navy);padding:12px 26px;border-radius:6px;font-weight:800;transition:.15s}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(216,166,63,.4)}
.btn.ghost{background:transparent;color:var(--gold);border:1.5px solid var(--gold)}
.btn.sm{padding:8px 16px;font-size:.85rem}
.hero{padding:64px 0;background:linear-gradient(120deg,var(--navy) 0%,var(--navy2) 60%,#0f2a58 100%)}
.heroFlex{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.heroText .eyebrow{display:inline-block;color:var(--gold);font-weight:800;letter-spacing:.14em;text-transform:uppercase;font-size:.76rem;margin-bottom:14px;border:1px solid #34518a;padding:5px 14px;border-radius:4px}
.hero h1{font-size:clamp(2rem,4.8vw,3.3rem);line-height:1.12;color:#fff;font-weight:900}
.hero .sub{margin:18px 0 0;max-width:620px;color:#b8c9ea;font-size:1.06rem}
.hero .cta-row{margin-top:28px}
.chips{list-style:none;display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}
.chips li{color:#d9e3f7;border:1px solid #34518a;padding:6px 14px;border-radius:4px;font-size:.84rem;font-weight:600}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.tickpanel{background:#0a1f44;border:1px solid #1d3a6a;border-radius:10px;padding:6px;box-shadow:0 20px 40px rgba(0,0,0,.3)}
.tk-head{padding:10px 16px;color:#6f84ad;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;border-bottom:1px solid #1d3a6a}
.tk{display:flex;justify-content:space-between;align-items:center;padding:13px 16px;border-bottom:1px solid #132a54;color:#dfe7f7;font-size:.95rem}
.tk:last-child{border-bottom:0}
.tk b{font-weight:700;color:#fff}.tk i{font-style:normal;font-size:.82rem;font-weight:700}
.tk i.up{color:#4cd08a}.tk i.down{color:#ff7a7a}
.blk{padding:56px 0}section.blk.alt{background:#eef3fb}
h2.sec{font-size:1.65rem;font-weight:800;margin-bottom:10px;color:var(--navy)}
p.sec-sub{color:var(--mut);margin-bottom:28px;max-width:660px}
.grid{display:grid;gap:20px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:8px;padding:22px 22px 22px 22px;box-shadow:0 6px 16px rgba(10,31,68,.06)}
.card h3{font-size:1.05rem;margin-bottom:8px;color:var(--navy)}
.card p{color:var(--mut);font-size:.94rem}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start}
.panel{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:24px}
.ph-line{padding:12px 0;border-bottom:1px dashed var(--line);font-size:.95rem}.ph-line:last-child{border-bottom:0}
.ph-line b{display:block;color:var(--navy);margin-bottom:2px}.ph-line span{color:var(--mut)}
.narrow{max-width:840px!important}
details.faq{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:16px 18px;margin-bottom:12px}
details.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}
details.faq .a{margin-top:10px;color:var(--mut);font-size:.95rem}
.phead{padding:50px 0 28px;background:var(--navy);border-bottom:2px solid var(--gold)}
.phead h1{font-size:clamp(1.9rem,4.2vw,2.9rem);font-weight:900;color:#fff;line-height:1.15}
.lede{margin-top:14px;max-width:700px;color:#b8c9ea;font-size:1.03rem}
.crumb{font-size:.85rem;color:#7d93bd;margin-bottom:16px}.crumb a{color:var(--gold)}
footer.site{background:var(--navy);color:#b8c9ea;padding:42px 0;border-top:3px solid var(--gold)}
.ft{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.ft .logo{color:#fff;margin-bottom:10px}.ft p{max-width:340px;font-size:.9rem;color:#9db2d9}
.ft nav{display:flex;flex-direction:column;gap:8px;font-size:.92rem}.ft nav a:hover{color:var(--gold)}
@media(max-width:880px){
 nav.main{position:fixed;top:66px;left:0;right:0;background:var(--navy);flex-direction:column;padding:18px 22px;gap:14px;border-bottom:2px solid var(--gold);display:none}
 nav.main.open{display:flex}.nav-toggle{display:block}
 .heroFlex,.split{grid-template-columns:1fr;gap:28px}.g3{grid-template-columns:1fr}
 .ft{flex-direction:column}
}
@media(max-width:480px){.g2{grid-template-columns:1fr}}

nav.main .btn{white-space:nowrap}
nav.main a{white-space:nowrap}
@media(min-width:881px){nav.main{flex-wrap:nowrap}}
nav.main{font-size:.85rem!important;gap:12px}
.logo{font-size:1.02rem!important}
nav.main .btn{font-size:.8rem!important;padding:7px 13px!important}